Sales tax on used houses and other necessities, you need to understand well. Moreover, the potential is now no less than a new home!
Urbanites, buying and selling used houses, aka second, does not decline. In addition to cheaper prices, many locations are in the middle of the city.
Speaking of costs, remember that it's not just the house price you have to spend ...
There are also some additional costs related to home sales taxes that need to be paid. Its nature is official and negotiable.
Do not let you not understand the type of costs and their designation.
It is possible, this ignorance is actually a gap for others to reap the benefits of you.
Here is a list of buying and selling costs and used home sales taxes that you must understand!
# 1 Certificate Checking Fee
When going to buy a second home, one of the things you need to check is a certificate.
Check the land office to ascertain the status of the land certificate.
This process itself is usually done before the process of buying and selling houses.
It could be that the certificate from the house to be purchased has a blocking record or other problems such as being confiscated, right?
Conducting these checks is not difficult, just submit the original certificate and photocopy to the local National Land Agency (BPN) Office.
The administrative fee charged is IDR 50 thousand.
# 2 AJB fee
The Land Deed Making Officer (PPAT) is a party that plays an important role in buying and selling houses, including second occupancy.
It is PPAT who will issue a Sale and Purchase Deed (AJB) for the house purchased.
PPAT service fees generally range from 1% of transaction value.
Even so, the amount of this fee is still negotiable.
Payment for PPAT services can be divided into two between you as a buyer and also the seller, can also be paid by one party depending on the agreement.
# 3 Turning Fee
After owning the land and second home, the ownership process has not been completed ...
You still have to take care of the certificate name.
The process is carried out by the PPAT that you appoint and conducted at the nearest BPN office. This nominal fee alone is IDR 25 thousand per certificate.
Also read: Procedure for Turning the Land Certificate Name. Already Know the Rules?
There are also Non-Tax State Revenue (PNPB) fees that must be paid when returning names.
The nominal is one per thousand / permill of the Tax Object Sales Value (NJOP)
# 4 Charges for Deed
Often exchanged, AJB and also the Deed of Sale and Purchase Agreement are two different things.
A PJB deed will be issued by a notary or PPAT when buying and selling a used house has not been carried out, but both parties have agreed to make a transaction.
Generally, several problems that make this PJB Deed are made, among others, unpaid tax or deferred repayment.
Arrangement of Deed of Deed can be done using the notarial actar.
The cost itself is the same as making AJB and the nominal is negotiable.
# 5 Home Sales Tax and Income Tax
Just like a new house, in buying and selling used houses there is also an income tax (PPh) that must be paid.
This income tax is charged to the seller of the house. The amount is 2.5% of the nominal transaction made.
Income tax payments are made in banks that are the media for buying and selling transactions. After getting it, the proof of payment is validated to the local tax office.
Also mentioned, the cost of buying and selling used homes can be charged to buyers.
This is common when previously there is an agreement between the two parties.
# 6 BPHTB
Land and Building Rights Acquisition Fees (BPHTB) are also included in the costs of buying and selling used houses that must be paid.
The payment charged to this buyer is done before the signing of AJB.
The nominal of this BPHTB fee depends on the Value of Non Taxable Tax Objects (NPOPTKP) in each region.
The calculation formula for these costs is BPHTB = 5% x (transaction value-NPOPTKP).
Well, in addition to the six lists above, there are also some costs that you need to pay when buying and selling used homes using mortgages.
Some of them are life and fire insurance and provision fees.
Urbanites, buying and selling used houses, aka second, does not decline. In addition to cheaper prices, many locations are in the middle of the city.
Speaking of costs, remember that it's not just the house price you have to spend ...
There are also some additional costs related to home sales taxes that need to be paid. Its nature is official and negotiable.
Do not let you not understand the type of costs and their designation.
It is possible, this ignorance is actually a gap for others to reap the benefits of you.
Here is a list of buying and selling costs and used home sales taxes that you must understand!
# 1 Certificate Checking Fee
When going to buy a second home, one of the things you need to check is a certificate.
Check the land office to ascertain the status of the land certificate.
This process itself is usually done before the process of buying and selling houses.
It could be that the certificate from the house to be purchased has a blocking record or other problems such as being confiscated, right?
Conducting these checks is not difficult, just submit the original certificate and photocopy to the local National Land Agency (BPN) Office.
The administrative fee charged is IDR 50 thousand.
# 2 AJB fee
The Land Deed Making Officer (PPAT) is a party that plays an important role in buying and selling houses, including second occupancy.
It is PPAT who will issue a Sale and Purchase Deed (AJB) for the house purchased.
PPAT service fees generally range from 1% of transaction value.
Even so, the amount of this fee is still negotiable.
Payment for PPAT services can be divided into two between you as a buyer and also the seller, can also be paid by one party depending on the agreement.
# 3 Turning Fee
After owning the land and second home, the ownership process has not been completed ...
You still have to take care of the certificate name.
The process is carried out by the PPAT that you appoint and conducted at the nearest BPN office. This nominal fee alone is IDR 25 thousand per certificate.
Also read: Procedure for Turning the Land Certificate Name. Already Know the Rules?
There are also Non-Tax State Revenue (PNPB) fees that must be paid when returning names.
The nominal is one per thousand / permill of the Tax Object Sales Value (NJOP)
# 4 Charges for Deed
Often exchanged, AJB and also the Deed of Sale and Purchase Agreement are two different things.
A PJB deed will be issued by a notary or PPAT when buying and selling a used house has not been carried out, but both parties have agreed to make a transaction.
Generally, several problems that make this PJB Deed are made, among others, unpaid tax or deferred repayment.
Arrangement of Deed of Deed can be done using the notarial actar.
The cost itself is the same as making AJB and the nominal is negotiable.
# 5 Home Sales Tax and Income Tax
Just like a new house, in buying and selling used houses there is also an income tax (PPh) that must be paid.
This income tax is charged to the seller of the house. The amount is 2.5% of the nominal transaction made.
Income tax payments are made in banks that are the media for buying and selling transactions. After getting it, the proof of payment is validated to the local tax office.
Also mentioned, the cost of buying and selling used homes can be charged to buyers.
This is common when previously there is an agreement between the two parties.
# 6 BPHTB
Land and Building Rights Acquisition Fees (BPHTB) are also included in the costs of buying and selling used houses that must be paid.
The payment charged to this buyer is done before the signing of AJB.
The nominal of this BPHTB fee depends on the Value of Non Taxable Tax Objects (NPOPTKP) in each region.
The calculation formula for these costs is BPHTB = 5% x (transaction value-NPOPTKP).
Well, in addition to the six lists above, there are also some costs that you need to pay when buying and selling used homes using mortgages.
Some of them are life and fire insurance and provision fees.
